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Manufacturer Savings Cards: NovoCare & LillyDirect

· 10 min read · Updated May 22, 2026

Both Novo Nordisk and Eli Lilly offer savings programs that can dramatically reduce what you pay for brand-name GLP-1 medications. Here's exactly how each program works, who qualifies, and how to maximize your savings.

NovoCare Savings (Novo Nordisk)

NovoCare covers Wegovy (semaglutide) and Ozempic (semaglutide for diabetes).

NovoCare Pharmacy — Cash Pay

Novo Nordisk launched NovoCare Pharmacy for patients paying out of pocket:

NovoCare Savings Card — Insured Patients

If you have commercial insurance that covers Wegovy or Ozempic:

LillyDirect Savings (Eli Lilly)

LillyDirect covers Zepbound (tirzepatide) and Mounjaro (tirzepatide for diabetes).

LillyDirect — Cash Pay

Zepbound Savings Card — Insured Patients

How to Stack Savings

The most cost-effective approach for insured patients:

1

Get insurance to cover the medication

File for prior authorization. If approved, insurance pays the bulk of the cost.

2

Apply the manufacturer savings card

Stack the NovoCare or LillyDirect savings card on top of your insurance to reduce your remaining copay to $0–$25.

3

Use HSA/FSA for any remaining cost

If you still have a copay, pay with pre-tax HSA/FSA funds for an additional ~30% effective savings.

💡 This stacking approach can reduce your monthly cost for brand-name Wegovy or Zepbound to $0–$25 — less than most compounded options. The catch: it requires insurance coverage plus a successful PA, which not everyone has.

GoodRx and Other Discount Cards

For patients filling at retail pharmacies without manufacturer savings:

When Savings Cards Don't Apply

Manufacturer savings programs have limitations:

Savings vs. Compounded: The Math

ScenarioMonthly CostBest For
Brand + insurance + savings card$0–$50Patients with good insurance coverage
Brand cash-pay via NovoCare/LillyDirect$299–$399Patients who want FDA-approved medication
Compounded via telehealth$99–$299Patients without insurance or denied coverage
Brand + GoodRx (no insurance)$800–$1,100Rarely the best option — check alternatives

Bottom Line

Manufacturer savings programs can make brand-name GLP-1s surprisingly affordable — especially when stacked with insurance. If you have commercial coverage, a NovoCare or LillyDirect savings card can reduce your monthly cost to near-zero. If you're uninsured or on Medicare, these cards don't help — but compounded alternatives through telehealth start as low as $99/month and require no savings card juggling.

Compare Providers

Licensed telehealth platforms verified by our editorial team. All links are clearly marked as paid.

Best First-Month Price

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Affiliate Disclosure: We may earn a commission when you sign up through our links. This supports independent research and keeps this resource free. Rankings are based on pharmacy certifications, pricing transparency, and patient outcomes — not commission rates. Compounded medications are not FDA-approved.

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